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    GENERAL INTEREST RATES ON DOMESTIC TERM DEPOSITS (W.E.F 11th October 2026 to 20th October 2026)
    Particulars Less than Rs. 1 Crore
    General /Co-operative Societies /Banks / Trusts / NRO (p.a.) Senior Citizen's * (p.a.)
    7 days to 14 days 3.75% 3.75%
    15 days 4.75% 4.75%
    16 days to 90 days 4.50% 4.50%
    91 days to 180 days 4.75% 4.75%
    181 days to less than 12 months 6.00% 6.00%
    From 12 months to 24 months 7.05% 7.30%
    Above 24 months to 36 months 7.00% 7.25%
    Above 36 months to 120 months 6.65% 6.90%

    ** Interest rate applicable to senior citizens as per above table, will not be applicable to senior citizens under NRE/NRO category.

    INTEREST RATES ON NRE TERM DEPOSITS (W.E.F 11th October 2026 to 20th October 2026)
    Particulars Rate of Interest (p.a.)
    From 12 months to 24 months 7.05%
    Above 24 months to 36 months 7.00%
    Above 36 months to 120 months 6.65%
Product Method of Interest Payment
Term Deposit (Reinvestment) / Recurring Deposit Compounded Quarterly
Term Deposit Payout (Monthly) Discounted Value
Term Deposit Payout ( Quarterly / Half Yearly / Yearly) Simple Interest
Short Term Deposit Simple Interest
Deposit Insurance
The Deposit Insurance System in India is subject to the Provisions of Deposit Insurance Act (enacted in 1961). Deposit Insurance and Credit Guarantee Corporation (Wholly owned subsidiary of the Reserve Bank of India) is the body that operates the deposit insurance system.

To download more information click the following link : DICGC
(Website : www.dicgc.org.in )

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