Intimation w.r.t change in Core Banking Solution (CBS)
w.e.f. 27th January 2025
Dear Customers,
As TJSB Bank has migrated from OMNI to TCS Bancs, following are some changes in our operational activities w.r.t Loans/Advances:
- Any payments over & above EMI in Term Loan accounts can be made through Branch Channel only.
- Weighted Average Rate will be applicable for all Overdraft accounts against FD
- servicing of interest/charges immediately after application in Line of Credit Accounts (CC / ODS/ ODD )
- EMI's w.r.t Loan accounts may vary as compared to legacy system.
- On EMI due date, System will recover actual Due amount from linked account.
Change in Loan Interest Application Date of Term Loan Accounts
We would like to inform you that from Nov. 2025 onwards, interest will be applied on your Term
Loan/s one day prior to your instalment
date instead of end of the month. This may lead to minor
variation in your EMI amount.
For further clarification please contact your branch.
