Apply For Gold Loan

Avail Gold loan at a truly unparalleled rate of interest to overcome financial exigencies.

Enquire Online

Loan Limit : Maximum Upto Rs.25 Lacs*
Type of facility : Term Loan and Bullet Repayment
No processing fees*
No Guarantors
No Income Proof Required for Loan upto Rs.2 Lakhs
Hassle free documentation
Speedy sanction & Disbursal of loans
Safety of Gold Ornaments
Pre-Payment Penalty : Nil
Repayment :
A. For Gold loan per PAN upto Rs.5.00 lacs: Bullet repayment on or before 12 months.
B. For Gold loan per PAN above Rs.25,000 lacs upto Rs.25.00 lacs: Maximum 60 EMIs.
Rate of Interest : As applicable
Service Charges : Applicable from time to time.
Margin : Applicable from time to time.
Valuation Charges : As applicable
LTV : Not exceeding 75% of Gold Valuation
Prepayment/Foreclosure Charges : NIL

The applicant must be true owner of the gold ornaments and jewelry which are to be pledged with the bank.
The applicant should be a local resident.
Age :

i. Min: 21 years while applying.
ii. Max: 65 years at loan maturity.

Duly filled form with

i.Income Proof of Applicant (For Loan above 2 Lakhs)
ii.KYC of Applicant
Pledge of Gold ornaments and jewellery is Prime Security.
Other Charges : Testing Charges, Franking Charges.

* “Conditions Apply. Loan at the sole discretion of the Bank”